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Certificate Rates

Certificate Rates

Certificates
Effective Date: Tuesday, February 7th, 2023
Term Certificates$1,000
Minimum
Dividend Rate

*APY
$25,000 Minimum
Dividend Rate

*APY
$50,000 Minimum
Dividend Rate

*APY
$100,000 Minimum
Dividend Rate

*APY
6 Months - Fixed 0.50% 0.50% 0.75% 0.75% 1.25% 1.26% 1.75% 1.76%
12 Months - Fixed 1.00% 1.01% 1.25% 1.26% 1.50% 1.51% 1.75% 1.76%
24 Months - Fixed 1.50% 1.51% 1.75% 1.76% 2.00% 2.02% 2.25% 2.27%
36 Months - Fixed 2.00% 2.02% 2.25% 2.27% 2.50% 2.53% 2.75% 2.78%

IRA Certificates
Effective Date: Tuesday, February 7th, 2023
Term Certificates$1,000
Minimum
Dividend Rate

*APY
$25,000 Minimum
Dividend Rate

*APY
$50,000 Minimum
Dividend Rate

*APY
$100,000 Minimum
Dividend Rate

*APY
12 Months - Fixed 1.00% 1.01% 1.25% 1.26% 1.50% 1.51% 1.75% 1.76%
24 Months - Fixed 1.50% 1.51% 1.75% 1.76% 2.00% 2.02% 2.25% 2.27%
36 Months - Fixed 2.00% 2.02% 2.25% 2.27% 2.50% 2.53% 2.75% 2.78%

Annual Percentage Yield (APY) assumes that dividends remain in the account until maturity and a withdrawal will reduce earnings.  A penalty will be imposed on early withdrawals from certificates.

Rates and Terms are subject to change without notice.  Refer to Truth-in-Savings Disclosure for terms and conditions.

 

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