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Money Account Rates
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Money Account Rates

The below rates are the anticipated rates and annual percentage yields for the current dividend period.  The rates on variable-rate accounts may change after the account is opened.  You must maintain the minimum balance in your account to obtain the Annual Percentage Yield (APY) disclosed.  The APY is calculated assuming dividends remain in the account.  Premature withdrawal of funds could reduce the earnings on the account.  If you close any share account before dividends are paid, you will not receive the accrued dividends.  Refer to the Account Disclosure for other terms and conditions which may apply.  If you have any questions, please call us at (626) 974-4447.  UCFCU is proud to offer the following competitive rates to its members:

Money Account Rates
Minimum Deposit AmountRate TypeDividend PeriodDividend RateAnnual Percentage Yield (APY)
$25 - $4,999 Variable Monthly 0.05% 0.05%
$5,000 & over Variable Monthly 0.10% 0.10%

Money Market Rates
Minimum Deposit AmountRate TypeDividend PeriodDividend RateAnnual Percentage Yield (APY)
$2,500 Variable Monthly 0.20% 0.20%
$25,000 and over Variable Monthly 0.25% 0.25%

Checking Accounts
Checking TypeDeposit AmountRate TypeDividend RateAnnual Percentage Yield (APY)
Business $25-$4,999.99 Variable 0.00% 0.00%
  $5,000 & over Variable 0.05% 0.05%
Classic $25-$4,999.99 Variable 0.00% 0.00%
  $5,000 & over Variable 0.05% 0.05%
Silver Star $25-$4,999.99 Variable 0.00% 0.00%
  $5,000 & over Variable 0.05% 0.05%
Fresh Start* $100 & Over Variable 0% 0%
*Checking account rates do not apply to Fresh Start Checking

Rates and Terms are subject to change without notice.  Refer to Truth-in-Savings Disclosure for terms and condition.

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