Important Message to our Members:  Due to a small electrical fire and smoke damage, we are unable to work from our credit union building.  We are in the process of relocating United Catholics FCU to a temporary location.   Our Electroinc Services Department will continue to post all electroinc payments (ACH-direct deposits, payroll and payments) as usual.  Our members can continue to access their accounts and their money through Home Banking, Mobile Banking including Remote Deposit Capture, Audio Teller, ATMs, and at all of the Shared Branch Network.  At the Shared Branch Network, our Credit Union Members can make deposits, withdrawals and loan payments.  To find a Shared Branch Location near you visit:  We will update our members by the end of this week as to the status of opening day. We appreciate your patience and apologize for any inconvenience.  If you need to contact United Catholics FCU, please email us at and someone will be contacting you..

Update 5/28/2023: We thank our member for their continued support during this temporary inconvenience.  Our furniture and equiptment has been relocated to our new temporary facility.  We are in the last phase of opening our doors.  Our phone company stated, our phones will be up by Wednesday.  We are waiting for approval from the City of Covina, for our business license address change permit.  Once our address change permit is approved our doors will be open for business.  Once again thank you for your patience.  Our new location address will be at 309 E Rowland St, Covina, CA 91723.

Money Account Rates
Home > Rates > Money Account Rates

Money Account Rates

The below rates are the anticipated rates and annual percentage yields for the current dividend period.  The rates on variable-rate accounts may change after the account is opened.  You must maintain the minimum balance in your account to obtain the Annual Percentage Yield (APY) disclosed.  The APY is calculated assuming dividends remain in the account.  Premature withdrawal of funds could reduce the earnings on the account.  If you close any share account before dividends are paid, you will not receive the accrued dividends.  Refer to the Account Disclosure for other terms and conditions which may apply.  If you have any questions, please call us at (626) 974-4447.  UCFCU is proud to offer the following competitive rates to its members:

Money Account Rates
Minimum Deposit AmountRate TypeDividend PeriodDividend RateAnnual Percentage Yield (APY)
$25 - $4,999 Variable Monthly 0.05% 0.05%
$5,000 & over Variable Monthly 0.10% 0.10%

Money Market Rates
Minimum Deposit AmountRate TypeDividend PeriodDividend RateAnnual Percentage Yield (APY)
$2,500 Variable Monthly 1.00% 1.01%
$25,000 Variable Monthly 1.20% 1.21%
$50,000 Variable Monthly 1.45% 1.46%
$100,000 Variable Monthly 1.55% 1.56%

Checking Accounts
Checking TypeDeposit AmountRate TypeDividend RateAnnual Percentage Yield (APY)
Business $25-$4,999.99 Variable 0.00% 0.00%
  $5,000 & over Variable 0.05% 0.05%
Classic $25-$4,999.99 Variable 0.00% 0.00%
  $5,000 & over Variable 0.05% 0.05%
Silver Star $25-$4,999.99 Variable 0.00% 0.00%
  $5,000 & over Variable 0.05% 0.05%
Fresh Start* $100 & Over Variable 0% 0%
*Checking account rates do not apply to Fresh Start Checking

Rates and Terms are subject to change without notice.  Refer to Truth-in-Savings Disclosure for terms and condition.

Online Banking

What can you do with UCFCU’s Online Banking? 

Learn More >

Our Credit Union Mission

Our mission is to build a strong life-long financial relationship with our members, their families, Parish Communities and Affiliated Organization as a trusted partner for their financial needs, success and goals.

Learn More >

Become a Member