The below rates are the anticipated rates and annual percentage yields for the current dividend period. The rates on variable-rate accounts may change after the account is opened. You must maintain the minimum balance in your account to obtain the Annual Percentage Yield (APY) disclosed. The APY is calculated assuming dividends remain in the account. Premature withdrawal of funds could reduce the earnings on the account. If you close any share account before dividends are paid, you will not receive the accrued dividends. Refer to the Account Disclosure for other terms and conditions which may apply. If you have any questions, please call us at (626) 974-4447. UCFCU is proud to offer the following competitive rates to its members:
| Minimum Deposit Amount | Rate Type | Dividend Period | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| $25 - $9,999.99 | Variable | Monthly | .10% | .10% |
| $10,000-$24,999.99 | Variable | Monthly | .30% | .30% |
| $25,000-$49,999.99 | Variable | Monthly | .45% | .45% |
| $50,000-$99,999.99 | Variable | Monthly | .75% | .75% |
| $100,000 & Over | Variable | Monthly | 1.25% | 1.26% |
| Minimum Deposit Amount | Rate Type | Dividend Period | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| $2,500 | Variable | Monthly | 1.00% | 1.01% |
| $25,000 | Variable | Monthly | 1.20% | 1.21% |
| $50,000 | Variable | Monthly | 1.45% | 1.46% |
| $100,000 | Variable | Monthly | 1.55% | 1.56% |
| Checking Type | Deposit Amount | Rate Type | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Business | $25-$4,999.99 | Variable | 0.00% | 0.00% |
| $5,000 & over | Variable | 0.05% | 0.05% | |
| Classic | $25-$4,999.99 | Variable | 0.00% | 0.00% |
| $5,000 & over | Variable | 0.05% | 0.05% | |
| Silver Star | $25-$4,999.99 | Variable | 0.00% | 0.00% |
| $5,000 & over | Variable | 0.05% | 0.05% | |
| Fresh Start* | $100 & Over | Variable | 0% | 0% |
| *Checking account rates do not apply to Fresh Start Checking | ||||
Rates and Terms are subject to change without notice. Refer to Truth-in-Savings Disclosure for terms and condition.
What can you do with UCFCU’s Online Banking?
Our mission is to build a strong life-long financial relationship with our members, their families, Parish Communities and Affiliated Organization as a trusted partner for their financial needs, success and goals.
