Consumer Loan Rates
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Consumer Loans
NameLoan Term APR*1,2 As Low AsEstimated Monhly Payments (per $1,000)4
New Auto
  3 Years 1.49% $28.64
  5 Years 1.99% $17.75
  6 Years 2.25% $15.08
  7 Years 2.99% $13.44
Used Auto
  3 Years 2.49% $29.08
  5 Years 2.49% $17.07
  6 Years 3.25% $15.54
First Time Buyer - New & Used Auto
  3 Years 4.99% $30.19
  5 Years 5.49% $19.33
  6 Years 5.74% $16.69
New & Used Auto - Do you have a vehicle financed with another Lender? Give us a chance to see if we can beat their interest rate.      
New Motorcycles - Street Legal
  5 Years 4.49% $18.87
  6 Years 4.99% $16.34
Used Motorcycles - Street Legal
  5 Years 5.25% $18.99
  6 Years 5.50% $16.34
New RV/Boat/Trailer/5th Wheel
  5 Years 4.24% $18.76
  6 Years 4.49% $16.10
  7 Years 4.74% $14.25
  10 Years 4.99% $10.85
  12 Years 5.24% $9.63
Used RV/Boat/Trailer/5th Wheel
  5 Years 4.99% $19.10
  6 Years 5.24% $16.45
  8 Years 5.49% $14.61
  10 Years 5.99% $11.23
Title Loans - call for details      
Personal (Unsecured)3
  1 Year 3.99% $85.36
  3 Years 4.99% $30.19
  5 Years 5.99% $19.33
  6 Years 6.49% $17.58
  7 Years 7.49% $17.58
Ready Cash - Personal Line of Credit3
  Open-End 7.90% Payment is 2.5% of Loan Balance at last cash advance
PAL Pay Day Alternative
  6 Months 23%  

 

*APR = Annual Percentage Rate. Rates shown are in the lowest rates possible for qualified borrowers. Actual APR may be higher depending on applicant's credit evalutaion, year of collateral, term, and other underwriting factors. All loans are subject to approval. Rates are subject to change without notice.

1Lowest Rates shown includes .50% discount (.25% Automatic Payment Transfer, ACH or Payroll Deduction) and (.25% for Direct Deposit of paycheck, social security or pension) to UFCU.

2Rates and terms may vary depending on loan amount and underwriting factors.

3Maximum aggregate Unsecured Loan Limits (include ReadyCash, Unsecured and UCFCU Visa Credit Card) are not to exceed $25,000

4Estimated Payment calculated with no discounts.

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