Rates are as low as 5.99% APR* (for 12 months).
Convenient loan application process
Payment is based on 6.49% APR with no discounts for automatic payments and direct deposits.
We also offer longer terms for Personal Loans
*APR=Annual Percentage Rate. Rates shown are our lowest rates available. Actual APR offered may be higher depending upon applicant’s credit rating and other underwriting factors. Rates include .25% automatic payment (automatic payment transfer, ACH or Payroll) and a .25% for direct deposit). Rates shown are effective 11/19/18. All rates and terms are subject to change without notice. All loans are subject to approval. Not valid for refinancing an existing UCFCU Loan. Not intended for use as a student loan or debt consolidation. For a debt consolidation see Personal Loans/Debt Consolidation. Special until 2/28/19.