Checking

Classic Checking

Open your UCFCU Checking with a minimum initial deposit of $25 or more

  • No monthly service fee*
  • No minimum balance
  • No per check charge
  • Online Banking and Mobile Banking
  • eStatements
  • Bill Pay
  • Automatic transfers to UCFCU accounts or loans (available)
  • Retrieve or view copies of cleared check (90 days history) through Online Bank
  • Convenient access no matter where you are located (ATM/Visa Debit Card Access to over 30,000 COOP surcharge-free ATM’s available and 5,000 shared branches nationwide)
  • Direct Deposit or Payroll Deductions
  • ACH Transfers (available)

*$3 monthly service fee is waived with direct deposit, eStatement or minimum balance of $1,000

Make a Loan Payment with payroll deduction, direct deposit or schedule automatic payment transfers from your UCFCU Account or another financial institution and get a .25% discount on your loan rate (provided you sign the authorization form).

Silver Star Checking Accounts

If you are at least 62 years of age, Silver Star Checking may be right for you.

  • Open your UCFCU Checking with a minimum initial deposit of $25 or more
  • No monthly service fee
  • No minimum balance
  • One box of safety checks per year is Free! (upon your request)
  • No per check charge
  • Online Banking and Mobile Banking
  • eStatements
  • Bill Pay
  • Automatic transfers to UCFCU accounts or loans (available)
  • Retrieve or view copies of cleared check (90 days history) through Online Bank
  • Convenient access no matter where you are located
    (ATM/Visa Debit Card Access to over 30,000 COOP surcharge-free ATM’s available and 5,000 shared branches nationwide)
  • Direct Deposit or Payroll Deductions
  • ACH Transfers (available)

To open a UCFCU Business Checking the business must have a Primary UCFCU Savings Account.

  • To open your UCFCU Business Checking with a minimum initial deposit of $25
  • Merchant Service
  • Night Deposit
  • No monthly maintenance fees
  • No per check charge
  • No minimum balance
  • Free Online Banking
  • Overdraft protection available
  • Retrieve or view copies of cleared checks (90 days history) through Online Banking
  • eStatements

To open a Non-Profit Business Checking the business must have a Primary UCFCU Savings Account.

Additional benefits are available to the Catholic Churches and School Accounts.

  • To open you UCFCU Non-Profit Business checking with a minimum initial deposit of $25
  • Merchant Service
  • Night Deposit Box
  • Parishioner Contributions can be deducted automatically via ACH
  • School Tuition can be deducted automatically via ACH
  • Overdraft protection available
  • No fee to deposit, No per check charge, No monthly maintenance fees
  • Free Online Banking
  • Retrieve or view copies of cleared checks (90 days history) through Online Banking
  • eStatements